If you were in a car accident as a passenger, it probably involves one of the following situations:
1. The driver of the car in which you were traveling caused the accident;
2. The driver of another car is at fault for the accident;
3. The accident happened because of state or municipal negligence such as an improper construction site, insufficient traffic control, roadway defects or lack of proper signs or lights; or
4. You were using public transportation like a bus or taxi.
In all of the above scenarios, you won’t be considered the reason for the accident. Therefore, you are entitled to receive compensation for your medical bills, lost wages and pain and suffering.
However, some passengers are reluctant to pursue a claim when the driver they were with is at fault. Understandably, they don’t want to get their friend or relative in trouble or take their money. But remember, compensation ultimately comes from insurance rather than directly from your driver.
The first step, is to correctly identify the “at fault” parties. Often this involves significant investigation. Once the parties are made known, claims are made through the appropriate insurance companies. Sometimes demands from multiple parties are required. All of this is the job of your personal injury lawyer.
If the owners or operators of the vehicles failed to maintain insurance, then an injured passenger may make a claim under their own insurance policy. Another job for your lawyer.
You must initiate this type of action in Connecticut within a specified period. Failure to file on time will prevent any recovery regardless of the extent your injuries.